Restricted insurers

Restricted insurers provide cover to members of a specific industry or group. In some cases, family members are also eligible.

The list below has a brief explanation of who is eligible. Click on the insurer name for more details.

Insurer Restriction
ACA Health Benefits Fund Seventh-Day Adventist Church employees, Local Church Officers and their families.
CBHS Health Fund Limited Current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.
Defence Health Limited current or former members of the ADF and the Defence community and their families.
Doctors' Health Fund Medical and allied health professionals, medical and health students, AMA employees, and families.
Emergency Services Health members of Australia’s emergency services community (past and present), and their close relations.
Navy Health Ltd Serving /civilian personnel of ADF, Employees of ADF Contractors and their families.
Nurses & Midwives Health nurses and midwives, and their families.
Police Health members of Australia’s police community, and their families.
Railway and Transport Health Fund Limited Transport and energy employees and relatives
Reserve Bank Health Society Ltd Current & former employees of the Reserve Bank.
Teachers Health education union members and their families
TUH Health Fund current or former union members and their families.