MO Health (MYO)
MO Health Pty Ltd.
myOwn Health Insurance with AIA Vitality, from MO Health Pty Ltd, believes that health insurance should be easy and by offering access to AIA Vitality, that members be rewarded for taking steps to improve your health.
This fund has agreements with some private hospitals or day surgeries to provide services at low or no out-of-pocket costs. You can see Agreement Hospitals for this insurer
This insurer is an organisation that operates on a for-profit basis.
MO Health operates in all states and territories.
MO Health polices are sold under a number of different brands, including:
- RACQ Health Insurance
The Private Health Insurance Ombudsman prepares an annual report on the service delivery and performance of Australian health insurers. The following is a selection of statistics about this health insurer - the full report and an explanation of these figures is available from the Ombudsman's website. Please note information is not provided for some insurers in some states, as there are insufficient numbers reported to APRA for states in which the insurer does not have a large membership.
|Benefits as a % of contributions||-||85.8%|
|Management expenses (% cont)||-||8.9%|
|Management expenses (average policy)||-||$322|
|Member retention (%)||-||82%|
|Hospital Related Charges Covered||56.6%||84.1%||84.8%||85.4%||81.9%||83.7%||67.3%||-|
|Medical Services with No Gaps||75%||84.8%||85.4%||91.7%||93.8%||75.8%||14.3%||-|
|Medical Services with No or Known Gaps||95%||94.9%||97%||100%||93.8%||93.7%||100%||-|
|General Treatment (extras) Covered||57.1%||58%||60.2%||59.8%||57.1%||62.3%||49.2%||56.9%|
|Private Hospital Agreements||6||93||75||53||25||19||8||2|
|Day Hospital Agreements||7||89||71||45||25||23||3||1|
|Share of PHIO complaints||Compared to insurer's market share|