Mildura Health Fund (MDH)
Operating since 1929 Mildura Health Fund is a regional health insurance fund existing purely to serve it's more than 32,000 members nationwide. We are a not-for-profit member owned fund, this means that our members receive more in benefits and competitive premiums.
Mildura Health Fund provide further information regarding:
This fund has agreements with some private hospitals or day surgeries to provide services at low or no out-of-pocket costs. You can see Agreement Hospitals for this insurer and further details are available from the insurer.
This insurer is a mutual organisation that operates on a not-for-profit basis.
Mildura Health Fund operates in all states and territories.
Mildura Health Fund polices are sold under a number of different brands, including:
- Mildura Health Fund
The Private Health Insurance Ombudsman prepares an annual report on the service delivery and performance of Australian health insurers. The following is a selection of statistics about this health insurer - the full report and an explanation of these figures is available from the Ombudsman's website. Please note information is not provided for some insurers in some states, as there are insufficient numbers reported to APRA for states in which the insurer does not have a large membership.
|Benefits as a % of contributions||87.3%||85.8%|
|Management expenses (% cont)||8.1%||8.9%|
|Management expenses (average policy)||$258||$322|
|Member retention (%)||88%||82%|
|Hospital Related Charges Covered||84.2%||94.7%||94.4%||91.1%||89.1%||88.9%||97.4%||98.4%|
|Medical Services with No Gaps||28.6%||84.1%||82.6%||80.1%||79.7%||76.7%||88.3%||75.7%|
|Medical Services with No or Known Gaps||53.1%||97.7%||98.8%||93.8%||95.8%||93.0%||100%||100%|
|General Treatment (extras) Covered||42.3%||54.3%||56.4%||49.2%||54.2%||46.4%||57.1%||51.4%|
|Private Hospital Agreements||5||77||73||47||22||18||8||1|
|Day Hospital Agreements||6||51||60||31||14||13||6||1|
|Share of PHIO complaints||Compared to insurer's market share|