CDH Benefits Fund (CDH)
Hunter Health Insurance by CDH Benefits Fund has operated for over 65 years, providing singles and families with cost effective health cover. HHI provides quality health cover at the lowest contribution rates possible with a focus on excellent customer service.
A comparison between HHI and other Health Insurers clearly demonstrates that HHI delivers on price, coverage and customer service.
Our objective is to save you money on private health insurance and we do everything in our power to achieve this. So if you're currently with another health Insurer and are not happy with the price, product or service, why not give us a call today?
HHI: we don't strive to be the biggest, just the best.
CDH Benefits Fund provide further information regarding:
Agreement Hospitals
This fund has agreements with some private hospitals or day surgeries to provide services at low or no out-of-pocket costs. You can see Agreement Hospitals for this insurer and further details are available from the insurer.
Business Structure
This insurer is a mutual organisation that operates on a not-for-profit basis.
CDH Benefits Fund operates in all states and territories.
CDH Benefits Fund policies are sold under a number of different brands, including:
- Hunter Health Insurance
Performance
This table compares this health insurer's performance on a range of factors. Some of this information has previously been published in the Private Health Insurance Ombudsman's State of the Health Funds report, available from the Ombudsman's website (www.ombudsman.gov.au). Please note information is not provided for some insurers in some states, as there are insufficient numbers reported for states in which the insurer does not have a large membership.
| Ombudsman complaints compared to market share | ||
|---|---|---|
| All complaints | 0.0% | <0.1% market share |
| Investigated complaints | 0% | |
| Health Insurer Retention and Finances | Industry result | |
|---|---|---|
| Member retention (hospital cover) | 88.4% | 86.5% |
| Benefits as % of contributions | 70.9% | 81.1% |
| Management expenses % of contribution income | 24.5% | 10.8% |
| Management expenses per average policy | $1214 | $413 |
| Coverage | ACT | NSW | VIC | QLD | SA | WA | TAS | NT | Australia |
|---|---|---|---|---|---|---|---|---|---|
| Hospital Related Charges Covered | 72.8% | 95.4% | 90.9% | 88.9% | 60.3% | 76.7% | 84.2% | 45.8% | 94.4% |
| Industry Result | 81.8% | 88.7% | 90.5% | 88.9% | 92.6% | 92.4% | 92.4% | 88.6% | 89.9% |
| Medical Services with No Gaps | 14.8% | 86.4% | 62.9% | 70.2% | 53.8% | 65.1% | 48.4% | 33.3% | 83.5% |
| Industry Result | 75.6% | 89.3% | 87.3% | 87.8% | 89.0% | 88.9% | 91.2% | 86.7% | 88.3% |
| Medical Services with No or Known Gaps | 44.4% | 97.4% | 84.1% | 95.0% | 85.9% | 88.4% | 93.5% | 83.3% | 96.1% |
| Industry Result | 91.2% | 96.4% | 97.8% | 96.8% | 99.3% | 98.0% | 98.8% | 95.9% | 97.2% |
| General Treatment (extras) Covered | 38.2% | 34.5% | 34.2% | 35.8% | 41.8% | 50.3% | 31.3% | - | 34.6% |
| Industry Result | 46.4% | 48.4% | 50.5% | 51.4% | 55.2% | 55.9% | 51.8% | 57.7% | 51.1% |
| Private Hospital Agreements | 5 | 75 | 68 | 47 | 15 | 18 | 8 | 1 | - |
| Industry Maximum | 8 | 98 | 72 | 58 | 24 | 24 | 8 | 2 | - |
| Day Hospital Agreements | 6 | 51 | 63 | 35 | 16 | 12 | 9 | 1 | - |
| Industry Maximum | 9 | 104 | 79 | 54 | 30 | 29 | 9 | 2 | - |
Cessnock
NSW 2325