(before any rebate or insurer discount)
Covers one adult & dependants (2 or more people, only one of whom is an adult)
Available in Queensland
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant in this age range.
By using this health insurer's "preferred providers" you will have lower out-of-pocket costs on Dental and Optical and have access to more "no gap" services. A list of "preferred providers" is available from the health insurer. See https://www.westfund.com.au/find-a-provider/.
| Note, for items marked with an asterisk *: Access our Provider of Choice network — dental providers nationwide who work with us to help lower or eliminate out-of-pocket costs on selected preventative treatments | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 2 | $800 per policy (combined limit for general dental & endodontic) | Periodic oral examination - $28.00 Scale & clean - $61.00 Fluoride treatment - $24.00 Surgical tooth extraction - $125.00 |
| Endodontic | 12 | Filling of one root canal - $122.00 | |
| Optical | 2 | $400 per person (combined limit for optical, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, audiology, chinese medicine, dietetics/dietary advice, exercise physiology, health management / healthy lifestyle, osteopathy & other services - Sub-limits apply) | Single vision lenses & frames - $180.00 Multi-focal lenses & frames - $180.00 |
| Physiotherapy | 2 | Initial visit - $25.00 Subsequent visit - $25.00 | |
| Chiropractic | 2 | Initial visit - $25.00 Subsequent visit - $25.00 | |
| Podiatry | 2 | Initial visit - $30.00 Subsequent visit - $30.00 | |
| Psychology | 2 | Initial visit - $20.00 Subsequent visit - $20.00 | |
| Acupuncture | 2 | Initial visit - $25.00 Subsequent visit - $15.00 | |
| Remedial massage | 2 | Initial visit - $25.00 Subsequent visit - $15.00 | |
| Audiology | 2 | Initial visit - $80.00 Subsequent visit - $80.00 | |
| Chinese medicine | 2 | Initial visit - $25.00 Subsequent visit - $15.00 | |
| Dietetics/dietary advice | 2 | Initial visit - $20.00 Subsequent visit - $20.00 | |
| Exercise physiology | 2 | Initial visit - $25.00 Subsequent visit - $25.00 | |
| Health management / Healthy lifestyle | 2 | Health management - $75.00 | |
| Osteopathy | 2 | Initial visit - $25.00 Subsequent visit - $25.00 | |
| Blood glucose monitors | Major dental | Orthodontic |
| Hearing aids | Non PBS pharmaceuticals | Other treatments - check with your insurer |
Additional benefits included in this policy are Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.
Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au/). This includes cover whilst interstate.
Permanent Queensland residents are covered for emergency pre-hospital ambulance treatment and transport Australia-wide, residents must purchase cover for non-emergency ambulance transport. This product provides coverage for emergency and non-emergency transport by a Westfund recognised Ambulance service provider in Australia either by covering the cost of state government levies or by covering the ambulance account. Recognised Ambulance service providers include: NSW Ambulance, Ambulance Victoria, Queensland Ambulance Service, ACT Ambulance Service, SA Ambulance Service, Ambulance Tasmania, St John Ambulance NT, St John Ambulance WA, St John Ambulance Norfolk Island and NSW Government local service providers.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.