Private Health Information Statement - General treatment policy

Starter Extras

Monthly Premium

$85.32 #

(before any rebate or insurer discount)

Covers two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults)

Available in All States

Closed to new members

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers children, students up to and including the age of 31 and non-students up to and including the age of 31, as well as persons with a disability who qualify as a child, student or non-student in these age ranges.

General Treatment Cover

At our providers: 60% benefit for dental and optical. Optical limit is $120 (40% unlimited optical benefit once limit is reached). Only pay $22 for eligible Physio consults, $350 limit. T&Cs apply. See https://www.healthpartners.com.au/members/providers/.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: Health Partners and participating providers are in SA only. If you attend a Health Partners Dental or participating dental provider, higher benefits will apply. Receive a further 40% Optical unlimited benefit once annual limit is reached, plus an unlimited 30% discount on non-prescription sunglasses, at all Health Partners Optical centres. T&Cs apply.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental*2$500 per personPeriodic oral examination - $25.60
Scale & clean - $52.00
Fluoride treatment - $16.00
Surgical tooth extraction - $112.00
Optical*2$100 per person
(Sub-limits apply)
Single vision lenses & frames - 40% of charge
Multi-focal lenses & frames - 40% of charge
Non PBS pharmaceuticals*2$200 per person
(combined limit for non pbs pharmaceuticals & vaccinations)
Per eligible prescription - n/a
Physiotherapy*2$250 per personInitial visit - $18.00
Subsequent visit - $15.00
Vaccinations*2Combined limit - see Non PBS pharmaceuticalsPer service - n/a
At Health Partners, we want to help you get the most out of your cover. That's why we have invested in our own Health Partners dental and optical services. When you use these services or our network of participating dentists, pharmacies and physiotherapists, higher benefits and limits may apply. Contact us for more information. Save 20% every day on full-price, non-prescription products at over 50 pharmacies across South Australia, which include participating Priceline and TerryWhite Chemmart stores. T&Cs apply.

This policy does not include General treatment (Extras) cover for

General treatment legend
AcupunctureHearing aidsPsychology
Blood glucose monitorsMajor dentalRemedial massage
ChiropracticOrthodonticOther treatments - check with your insurer
EndodonticPodiatry

Other features of this general treatment cover

Receive a further 40% Optical unlimited benefit once annual limit is reached, plus an unlimited 30% discount on non-prescription sunglasses, at all Health Partners Optical centres. T&Cs apply.

For further information about this policy see

https://www.healthpartners.com.au/health-insurance/extras-cover

Ambulance cover

In All States this policy provides:

Emergency: with a waiting period of 2 months, limited to $20,000 per policy and 1 services per year.

Call-out fees:  will be paid for each attendance, including emergency treatment without transport to hospital.

State schemes provide ambulance services for residents of Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/).

Other features of this ambulance cover

Ambulance is limited to 1 per person, per year up to $20,000; maximum 2 per policy. You will be covered for the cost of service required on medical grounds (excluding clinic-car type transport) that is deemed or classified as 'emergency' only (emergency classification determined by approved ambulance provider). Additionally, you will be covered for treatment where no transport is required. This will count towards your annual limit.

For further information about this policy see

https://www.healthpartners.com.au/health-insurance/understanding-private-health-insurance/

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.