# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include a Lifetime Health Cover loading, an age-based discount or an insurer discount. Check with your insurer for details.

This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 31, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.

Hospital cover

This policy exempts you from the Medicare Levy Surcharge.

This policy does not provide accident cover or benefits for travel and accommodation (outside of hospital).

This policy includes cover for

Hospital Cover Legend

The benefits paid for hospital treatment will depend on the type of cover you purchase and whether your fund has an agreement in place with the hospital in which you are treated. See ‘Agreement Hospitals’ on privatehealth.gov.au for which hospitals have arrangements with your insurer – https://privatehealth.gov.au/dynamic/agreementhospitals.

Under this policy, you may have to pay out-of-pocket costs above what you get from Medicare or your private health insurer. Before you go to hospital, you should ask your doctors, hospital and health insurer about any out-of-pocket costs that may apply to you.

The following payments may also apply for hospital admissions

Excess: You will have to pay an excess of $250 per admission. This is limited to a maximum of $250 per person per year.

Excess payments do not apply to hospital admissions for dependants.

Co-payments: Every time you go to hospital you will have to pay:

• $50 per day for a shared room for overnight admissions - up to $250 per hospital stay
• $50 per day for a private room for overnight admissions - up to $250 per hospital stay
• $50 for day surgery (no overnight stay)
• The maximum co-payment is $250 per year

The following waiting periods for hospital admissions apply to new or upgrading members

Waiting periods:

• 2 months for palliative care, rehabilitation and hospital psychiatric treatments, even if pre-existing
• 12 months for other pre-existing conditions
• 12 months for pregnancy and birth (obstetrics)
• 2 months for all other treatments

Gap Cover

This provider offers 'known gap' or 'no gap' cover for medical bills for this product.

The Medical Costs Finder lets you find out more about the cost of specialist medical services.

Other features of this hospital cover

Health Partners Support Programs: Hospital to Home; includes Hospital Guide, Hospital in the Home and Rehab in the Home. Health Management Programs; Health Coaching and more. Benefits directly related to an admission and medically necessary: PBS approved prescriptions - 100% benefit & unlimited, non-PBS prescriptions benefit 100% with $1,500 limit, Aids for recovery benefit 75% with $250 limit, non-surgically implanted medical devices and human tissue products benefit 75% with $500 limit. 12 month waiting period for insulin pumps & hearing devices & home nursing. Maximum co-payment is $250 per person per year and is waived for dependants.

For further information about this policy see

https://www.healthpartners.com.au/health-insurance/hospital-cover/

Ambulance cover

In Northern Territory this policy provides:

Emergency: with a waiting period of 2 months, limited to $20,000 per policy and 1 services per year.

Non-emergency: transport with a waiting period of 2 months, or 2 months for pre-existing conditions, limited to $20,000 per policy and 1 services per year.

Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover

Ambulance provides a combined limit both for emergency and non-emergency. It is limited to 1 per person, per year up to $20,000. You will be covered for the cost of any service required on medical grounds (excluding clinic-car type transport), including where no treatment is required. This will count towards your annual limit.

For further information about this policy see

https://www.healthpartners.com.au/health-insurance/understanding-private-health-insurance/

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.