(before any rebate or insurer discount)
Covers only one person
Available in Victoria
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This health insurer does not operate a preferred provider scheme.
| Note, for items marked with an asterisk *: 100% back on a range of no-gap services through our More for program, and no-gap network providers, subject to your cover, waiting periods and annual & membership limits. Find out more: https://www.rthealth.com.au/health-services/find-a-dental-clinic and https://www.rthealth.com.au/health-services/find-an-optical-provider. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 2 | $500 per policy | Periodic oral examination - $30.00 Scale & clean - $57.00 Fluoride treatment - $37.00 Surgical tooth extraction - $152.00 |
| Optical* | 2 | $200 per policy | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Non PBS pharmaceuticals | 2 | $300 per policy | Per eligible prescription - $35.00 |
| Physiotherapy | 2 | $350 per policy | Initial visit - $40.00 Subsequent visit - $35.00 |
| Chiropractic | 2 | $300 per policy (combined limit for chiropractic, osteopathy & other services) | Initial visit - $37.00 Subsequent visit - $30.00 |
| Acupuncture | 2 | $300 per policy | Initial visit - $31.00 Subsequent visit - $26.00 |
| Remedial massage | 2 | $200 per policy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Blood glucose monitors | 12 | $300 per policy (Sub-limits apply) | Per monitor - 80% of charge |
| Dietetics/dietary advice | 2 | $300 per policy | Initial visit - $35.00 Subsequent visit - $35.00 |
| Eye therapy (orthoptics) | 2 | $300 per policy | Initial visit - $30.00 Subsequent visit - $25.00 |
| Occupational therapy | 0 | $300 per policy | Initial visit - $38.00 Subsequent visit - $36.00 |
| Osteopathy | 2 | Combined limit - see Chiropractic | Initial visit - $39.00 Subsequent visit - $31.00 |
| Vaccinations | 2 | $150 per policy | Per service - $50.00 |
| RT Health members pay no gap on a range of popular dental and optical services through HCF Dental or Optical Centres and the More for provider network. Health aids include blood pressure monitors, CPAP machines, tens machines, wheelchairs, wigs (conditions apply). Annual, membership, service and sub limits apply. | |||
| Endodontic | Orthodontic | Other treatments - check with your insurer |
| Hearing aids | Podiatry | |
| Major dental | Psychology |
In Victoria this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Non-emergency: Unlimited transport with a waiting period of 1 day, or 1 day for pre-existing conditions.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
1) Up to 100% of the cost of emergency ambulance transportation, including air ambulance transportation, provided by a State Government or State Government authorised ambulance service. 2) A Benefit of up to 100% of the cost of non-emergency ambulance transportation provided by a State Government or State Government authorised ambulance service where the transportation has been medically authorised by a practitioner or facility. The Fund will require documentation before transportation can be authorised. 3) A Benefit of up to 100% of the cost of all attendance fees/non-transportation treatment provided by a State Government or State Government authorised ambulance service.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.