Private Health Information Statement - General treatment policy

Everyday Extras

TUH, part of the Teachers Health Group

Monthly Premium

$166.03 #

(before any rebate or insurer discount)

Covers 2 adults (and no-one else)

Available in South Australia

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

Membership of this insurer is restricted to current or former union members and their families.

General Treatment Cover

No-gap or agreed discounts at preferred optical, dental, podiatry and physiotherapy providers. See https://tuh.com.au/information/using-your-extras/find-provider.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: *Major Dental limit includes Crowns/Bridges $650 sub-limit, Implants $450 sub-limit, Dentures $600 sub-limit, Endodontia $450 sub-limit, Periodontia $450 sub-limit, Inlays Onlays and Facings $450 sub-limit, Anti-snore device $500 sub-limit and Orthodontics $700 annual sub-limit (maximum lifetime benefit $2,100). *Optical set benefits apply for frames/lenses/repairs, 100% up to annual limit for contacts. *Physiotherapy limit includes Exercise Physiology and Group Physiotherapy $250 sub-limit, and Ante/post-natal physiotherapy.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental2No annual limit
(no limit on preventative dental)
Periodic oral examination - $35.70
Scale & clean - $67.20
Fluoride treatment - $30.45
Surgical tooth extraction - $125.00
Major dental*12$2,000 per person
(combined limit for major dental, endodontic, orthodontic & other services - Sub-limits apply)
Full crown veneered - $650.00
Endodontic12Filling of one root canal - $161.00
Orthodontic*12Braces for upper & lower teeth, including removal plus fitting of retainer - $700.00
Optical*6$260 per personSingle vision lenses & frames - 100% of charge
Multi-focal lenses & frames - 100% of charge
Physiotherapy*2$700 per person
(combined limit for physiotherapy, exercise physiology & other services - Sub-limits apply)
Initial visit - $60.00
Subsequent visit - $50.00
Psychology2$400 per personInitial visit - $80.00
Subsequent visit - $70.00
Remedial massage2$400 per person
(combined limit for remedial massage & other services)
Initial visit - $40.00
Subsequent visit - $40.00
Exercise physiology*2Combined limit - see PhysiotherapyInitial visit - $30.00
Subsequent visit - $30.00
Other services: Anti snore device $500 sub-limit included in Major Dental overall limit. Group Physiotherapy $20 per consult up to $250 sub-limit. Ante/post natal Physiotherapy $17 per consult. Group Psychology $35 per consult, Psychometric assessments $116 and Counselling $38 per initial consult, $32 per subsequent consult, included within $400 Psychology limit. Myotherapy $40 per consult included in Remedial Massage sub-limit. Active Health Bonus $40/person $80/membership ( conditions apply).

This policy does not include General treatment (Extras) cover for

General treatment legend
AcupunctureHearing aidsOther treatments - check with your insurer
Blood glucose monitorsNon PBS pharmaceuticals
ChiropracticPodiatry

Other features of this general treatment cover

Online and mobile access, claims via smart phone app. Extended dependant option only available with selected hospital products, contact us for further details.

For further information about this policy see

https://tuh.com.au/extras/everyday-extras

Ambulance cover

South Australia has a subscription service to cover ambulance within the state, with an additional fee to cover interstate travel (http://www.saambulance.com.au/ProductsServices/AmbulanceCover.aspx).

For further information about this policy see

https://tuh.com.au/information/glossary/ambulance

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.