(before any rebate or insurer discount)
Covers one adult & dependants (2 or more people, only one of whom is an adult)
Available in Northern Territory
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 31, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
Membership of this insurer is restricted to current or former union members and their families.
No-gap or agreed discounts at preferred optical, dental, podiatry and physiotherapy providers. See https://tuh.com.au/information/using-your-extras/find-provider.
| Note, for items marked with an asterisk *: *Optical set benefits apply for frames/lenses/repairs, 100% up to annual limit for contacts. *Pharmaceuticals overall $400 limit includes Physiotherapy, Group Physiotherapy, Exercise Physiology, Ante/Post Natal Physiotherapy, Chiropractic, Psychology, Counselling, Pharmaceuticals, Osteopathy and Remedial Massage. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental | 2 | $400 per person | Periodic oral examination - $28.35 Scale & clean - $52.50 Fluoride treatment - $21.00 Surgical tooth extraction - n/a |
| Optical | 6 | $180 per person | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Non PBS pharmaceuticals* | 2 | $400 per person (combined limit for non pbs pharmaceuticals, physiotherapy, chiropractic, psychology, remedial massage, exercise physiology, osteopathy & other services) | Per eligible prescription - $50.00 |
| Physiotherapy | 2 | Initial visit - $35.00 Subsequent visit - $30.00 | |
| Chiropractic | 2 | Initial visit - $32.00 Subsequent visit - $25.00 | |
| Psychology | 2 | Initial visit - $75.00 Subsequent visit - $60.00 | |
| Remedial massage | 2 | Initial visit - $33.00 Subsequent visit - $33.00 | |
| Exercise physiology | 2 | Initial visit - $23.00 Subsequent visit - $23.00 | |
| Osteopathy | 2 | Initial visit - $37.00 Subsequent visit - $33.00 | |
| Also covers: Group Physiotherapy $17 per consult. Ante/Post Natal Physiotherapy $17 per consult. Chiropractic x-ray (one per year) $63. Psychology group consultation $30 per session. Counselling $35 per initial consult, $28 per subsequent consult. Osteopathic x-ray (one per year) $63, Remedial Massage and Myotherapy $33 per consult. | |||
| Acupuncture | Hearing aids | Podiatry |
| Blood glucose monitors | Major dental | Other treatments - check with your insurer |
| Endodontic | Orthodontic |
Online and mobile access, claims via smart phone app. Extended dependant option only available with selected hospital products.
Pensioner Concession Card and Commonwealth Seniors Health Card holders are entitled to free ambulance transport services. St John's ambulance offers a subscription service for ambulance cover in the Northern Territory (https://www.stjohnnt.org.au/ambulance/ambulance-cover.php). Cover is included whilst interstate for less than 21 days.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.