Private Health Information Statement - General treatment policy

Healthy Options 60% Extras

TUH, part of the Teachers Health Group

Monthly Premium

$164.53 #

(before any rebate or insurer discount)

Covers 2 adults (and no-one else)

Available in Tasmania

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

Membership of this insurer is restricted to current or former union members and their families.

General Treatment Cover

No-gap or agreed discounts at preferred optical, dental, podiatry and physiotherapy providers. See https://tuh.com.au/information/using-your-extras/find-provider.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: *Dental combined limit for general, preventative and major dental including Orthodontics ($700 orthodontic annual limit during active treatment with a maximum lifetime benefit of $2100). In relevant States/Territories ambulance subscription fees are payable at 60% of cost under the Health Management category if this product is held without a hospital cover.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental2$1,000 per person
(combined limit for general dental, major dental, endodontic, orthodontic & other services - Sub-limits apply)
Periodic oral examination - 60% of charge
Scale & clean - 60% of charge
Fluoride treatment - 60% of charge
Surgical tooth extraction - 60% of charge
Major dental12Full crown veneered - 60% of charge
Endodontic12Filling of one root canal - 60% of charge
Orthodontic*12Braces for upper & lower teeth, including removal plus fitting of retainer - 60% of charge
Optical6$260 per personSingle vision lenses & frames - 60% of charge
Multi-focal lenses & frames - 60% of charge
Physiotherapy2$450 per person
(combined limit for physiotherapy, exercise physiology & other services)
Initial visit - 60% of charge
Subsequent visit - 60% of charge
Chiropractic2$500 per person
(combined limit for chiropractic, podiatry, psychology, acupuncture, remedial massage, chinese medicine & other services)
Initial visit - 60% of charge
Subsequent visit - 60% of charge
Podiatry2Initial visit - 60% of charge
Subsequent visit - 60% of charge
Psychology2Initial visit - 60% of charge
Subsequent visit - 60% of charge
Acupuncture2Initial visit - 60% of charge
Subsequent visit - 60% of charge
Remedial massage2Initial visit - 60% of charge
Subsequent visit - 60% of charge
Ante-natal/Post-natal classes2$150 per person up to $300 per policy
(combined limit for ante-natal/post-natal classes, health management / healthy lifestyle & other services)
Initial visit - 60% of charge
Subsequent visit - 60% of charge
Chinese medicine2Combined limit - see ChiropracticInitial visit - 60% of charge
Subsequent visit - 60% of charge
Exercise physiology2Combined limit - see PhysiotherapyInitial visit - 60% of charge
Subsequent visit - 60% of charge
Health management / Healthy lifestyle2Combined limit - see Ante-natal/Post-natal classesHealth management - 60% of charge
Other services payable at 60% of cost up to the relevant annual service category limit include: Anti-snore devices included in overall dental limit. Optical frames, lenses and contact lenses. Group Physiotherapy and Ante/post-natal Physiotherapy. Chiropractic and Osteopathic x-rays (one per year) included in overall limit. Psychology group consultations, psychometric assessments and counselling. Myotherapy. Biogait analysis. Health screenings. Active Health Bonus $40/person $80/membership (conditions apply).

This policy does not include General treatment (Extras) cover for

General treatment legend
Blood glucose monitorsNon PBS pharmaceuticals
Hearing aidsOther treatments - check with your insurer

Other features of this general treatment cover

Online and mobile access, claims via smart phone app. Extended dependant option only available with selected hospital products, contact us for further details.

For further information about this policy see

https://tuh.com.au/extras/healthy-options-extras

Ambulance cover

Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.

Other features of this ambulance cover

Tasmanian residents are covered under the State scheme within Tasmania & all States & Territories except SA & Qld. Tasmanian residents who have COMBINED HOSPITAL AND EXTRAS COVER are entitled to full cover for emergency road ambulance services required whilst travelling in Qld or SA only. No annual limit will apply to emergency road ambulance services. This benefit is not available for stand-alone extras cover. Benefits may be payable for state-owned air ambulance transportation services where charges are not payable under the State scheme ($6,000 per person per annum limit applies).

For further information about this policy see

https://tuh.com.au/information/glossary/ambulance

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.