(before any rebate or insurer discount)
Covers only one person
Available in Queensland
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
Former Employees/Members of organisations with arrangements with this health insurer
By using our FirstChoice providers, you may have lower out-of-pocket costs on many allied health services. A list of "preferred providers" is available from the health insurer. See http://www.guhealth.com.au/my-membership/find-a-provider.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 0 | $800 per policy (no limit on preventative dental) | Periodic oral examination - 50% of charge Scale & clean - 50% of charge Fluoride treatment - 50% of charge Surgical tooth extraction - 50% of charge |
| Optical* | 6 | $200 per policy | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Non PBS pharmaceuticals | 0 | $250 per policy (combined limit for non pbs pharmaceuticals & psychology) | Per eligible prescription - 50% of charge |
| Physiotherapy | 0 | $250 per policy (combined limit for physiotherapy & exercise physiology) | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Chiropractic | 0 | $250 per policy (combined limit for chiropractic, acupuncture, remedial massage, chinese medicine & osteopathy - Sub-limits apply) | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Psychology | 0 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Acupuncture | 0 | Combined limit - see Chiropractic | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Remedial massage | 0 | Combined limit - see Chiropractic | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Chinese medicine | 0 | Combined limit - see Chiropractic | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Exercise physiology | 0 | Combined limit - see Physiotherapy | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Osteopathy | 0 | Combined limit - see Chiropractic | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| * Service limits apply for Optical. Myotherapy: combined limit of $250 with acupuncture, remedial massage and chinese herbalism. Use nib Rewards to access a range of rewards and discounts on services like groceries, petrol, entertainment, health, wellbeing and more! For Preventative dental service limits apply. | |||
| Blood glucose monitors | Major dental | Other treatments - check with your insurer |
| Endodontic | Orthodontic | |
| Hearing aids | Podiatry |
By choosing an nib First Choice provider it means you could pay less on dental treatment, physiotherapy and optical.
Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au/). This includes cover whilst interstate.
Emergency ambulance costs are covered by the state government for residents of Queensland.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.