(before any rebate or insurer discount)
Covers one adult & dependants (2 or more people, only one of whom is an adult)
Available in Queensland
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 30, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
Receive 50% of the cost back for eligible dental treatment at First Choice providers. By choosing a First Choice provider, you may also pay less out of pocket for many allied health services. See https://www.nib.com.au/find-a-provider.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental* | 2 | $400 per person up to $800 per policy | Periodic oral examination - $35.20 Scale & clean - $66.85 Fluoride treatment - $21.85 Surgical tooth extraction - $168.55 |
| Physiotherapy | 2 | $200 per person up to $400 per policy | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Chiropractic | 2 | $200 per person up to $400 per policy (combined limit for chiropractic & osteopathy) | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Psychology | 2 | $100 per person up to $200 per policy | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Osteopathy | 2 | Combined limit - see Chiropractic | Initial visit - 50% of charge Subsequent visit - 50% of charge |
| Psychology has a sublimit of $100 for Digital Cognitive Behavioural Therapy (CBT). | |||
| Acupuncture | Major dental | Podiatry |
| Blood glucose monitors | Non PBS pharmaceuticals | Remedial massage |
| Endodontic | Optical | Other treatments - check with your insurer |
| Hearing aids | Orthodontic |
Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au/). This includes cover whilst interstate.
Emergency ambulance costs are covered by the state government for residents of Queensland.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.