(before any rebate or insurer discount)
Covers one adult & dependants (2 or more people, only one of whom is an adult)
Available in All States
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children up to and including the age of 17 and students up to and including the age of 24, as well as persons with a disability who qualify as a child or student in this age range.
Members can receive up to 55% back on dental services, No Gap Dental on selected preventative dental services and lower treatment costs at smile.com.au dentists. See https://www.aia.com.au/en/products/health-insurance/find-a-provider.
| Note, for items marked with an asterisk *: No Gap Dental is available on eligible preventative dental services if you have served the two-month waiting period and use a smile.com.au dentist. A fixed benefit is paid on included dental services when using a non-smile.com.au dentist. The annual limit for General Dental is shared with Preventative Dental. The annual limit for Physiotherapy is shared with Chiropractic, Exercise Physiology, Osteopathy, Acupuncture and Remedial Massage. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 2 | $400 per person | Periodic oral examination - $29.00 Scale & clean - $50.00 Fluoride treatment - $22.00 |
| Optical | 6 | $150 per person up to $450 per policy | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Physiotherapy* | 2 | $250 per person up to $750 per policy (combined limit for physiotherapy, chiropractic, acupuncture, remedial massage, exercise physiology, osteopathy & other services) | Initial visit - $40.00 Subsequent visit - $30.00 |
| Chiropractic* | 2 | Initial visit - $40.00 Subsequent visit - $30.00 | |
| Psychology | 2 | $100 per person | Initial visit - $50.00 Subsequent visit - $25.00 |
| Acupuncture* | 2 | Combined limit - see Physiotherapy | Initial visit - $35.00 Subsequent visit - $30.00 |
| Remedial massage* | 2 | Combined limit - see Physiotherapy | Initial visit - $35.00 Subsequent visit - $30.00 |
| Dietetics/dietary advice | 2 | $100 per person | Initial visit - $40.00 Subsequent visit - $40.00 |
| Exercise physiology | 2 | Combined limit - see Physiotherapy | Initial visit - $40.00 Subsequent visit - $30.00 |
| Health management / Healthy lifestyle | 2 | $100 per person | Health management - $50.00 |
| Osteopathy* | 2 | Combined limit - see Physiotherapy | Initial visit - $45.00 Subsequent visit - $35.00 |
| Blood glucose monitors | Major dental | Podiatry |
| Endodontic | Non PBS pharmaceuticals | Other treatments - check with your insurer |
| Hearing aids | Orthodontic |
A Family Limit of 3 times the annual per person limit applies to Optical, Physiotherapy, Chiropractic, Osteopathy, Exercise Physiology, Acupuncture and Remedial Massage services.
Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.