Private Health Information Statement - General treatment policy

Essential Extras 75

Monthly Premium

$103.30 #

(before any rebate or insurer discount)

Covers 2 adults (and no-one else)

Available in Victoria

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

General Treatment Cover

At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: A 12 month waiting period applies to surgical tooth extraction.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental*2$750 per personPeriodic oral examination - $26.50
Scale & clean - $51.20
Fluoride treatment - $16.00
Surgical tooth extraction - $109.20
Optical6$200 per personSingle vision lenses & frames - 100% of charge
Multi-focal lenses & frames - 100% of charge
Physiotherapy2$450 per person
(combined limit for physiotherapy, chiropractic & osteopathy)
Initial visit - $48.60
Subsequent visit - $38.70
Chiropractic2Initial visit - $48.60
Subsequent visit - $34.10
Acupuncture2$100 per person
(combined limit for acupuncture, remedial massage, chinese medicine & exercise physiology)
Initial visit - $37.40
Subsequent visit - $27.70
Remedial massage2Initial visit - $44.40
Subsequent visit - $29.90
Chinese medicine2Initial visit - $21.50
Subsequent visit - $21.50
Exercise physiology*2Initial visit - $21.50
Subsequent visit - $12.00
Osteopathy2Combined limit - see PhysiotherapyInitial visit - $48.60
Subsequent visit - $34.10

This policy does not include General treatment (Extras) cover for

General treatment legend
Blood glucose monitorsMajor dentalPodiatry
EndodonticNon PBS pharmaceuticalsPsychology
Hearing aidsOrthodonticOther treatments - check with your insurer

Other features of this general treatment cover

Provides cover for commonly used services and 100% back up to your annual limit on eligible optical services. Annual limits apply to each person on the membership. Easy online and electronic claiming.

Ambulance cover

In Victoria this policy provides:

Emergency: Unlimited with a waiting period of 1 day.

Call-out fees:  will be paid for each attendance, including emergency treatment without transport to hospital.

Other features of this ambulance cover

Cover for an ambulance when you require immediate professional attention and you need to be transported to hospital or other approved facility and your medical condition is such that you cannot be transported any other way, or where an ambulance is called but transport is not needed. Cover for air ambulance where pre-approval has been obtained from Medibank. In all cases the ambulance provider must be Medibank approved. Please contact Medibank for further details.

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.