(before any rebate or insurer discount)
Covers two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults)
Available in Queensland
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children, students up to and including the age of 30 and non-students up to and including the age of 30, as well as persons with a disability who qualify as a child, student or non-student in these age ranges.
At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.
| Note, for items marked with an asterisk *: A 12 month waiting period applies for surgical tooth extraction. Exercise physiology benefits are $16.00 for individual consultations and $10.00 for group consultations. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 2 | $750 per person | Periodic oral examination - $22.50 Scale & clean - $43.10 Fluoride treatment - $12.30 Surgical tooth extraction - $96.90 |
| Major dental | 12 | $400 per person (combined limit for major dental & endodontic) | Full crown veneered - $500.00 |
| Endodontic | 12 | Filling of one root canal - $129.70 | |
| Orthodontic | 12 | $100 per person $1,200 lifetime limit | Braces for upper & lower teeth, including removal plus fitting of retainer - 100% of charge |
| Optical | 6 | $200 per person up to $500 per policy | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Non PBS pharmaceuticals | 2 | $400 per person (combined limit for non pbs pharmaceuticals, psychology, blood glucose monitors, ante-natal/post-natal classes, dietetics/dietary advice & speech therapy) | Per eligible prescription - $21.00 |
| Physiotherapy | 2 | $300 per person (combined limit for physiotherapy, chiropractic, podiatry, orthotics (podiatric orthoses) & osteopathy) | Initial visit - $38.70 Subsequent visit - $32.50 |
| Chiropractic | 2 | Initial visit - $36.60 Subsequent visit - $26.40 | |
| Podiatry | 2 | Initial visit - $32.40 Subsequent visit - $26.00 | |
| Psychology | 0 | Combined limit - see Non PBS pharmaceuticals | Initial visit - $96.68 Subsequent visit - $84.07 |
| Acupuncture | 2 | $150 per person up to $300 per policy (combined limit for acupuncture, remedial massage, chinese medicine & exercise physiology) | Initial visit - $31.20 Subsequent visit - $24.50 |
| Remedial massage | 2 | Initial visit - $37.70 Subsequent visit - $25.50 | |
| Blood glucose monitors | 24 | Combined limit - see Non PBS pharmaceuticals | Per monitor - 100% of charge |
| Ante-natal/Post-natal classes | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - $20.00 Subsequent visit - $20.00 |
| Chinese medicine | 2 | Combined limit - see Acupuncture | Initial visit - $16.00 Subsequent visit - $16.00 |
| Dietetics/dietary advice | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - $40.90 Subsequent visit - $25.60 |
| Exercise physiology* | 2 | Combined limit - see Acupuncture | Initial visit - $16.00 Subsequent visit - $10.00 |
| Orthotics (podiatric orthoses) | 2 | Combined limit - see Physiotherapy | Orthotics supply & fit - 55% of charge |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - $36.60 Subsequent visit - $26.40 |
| Speech therapy | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - $56.60 Subsequent visit - $28.60 |
| Health appliances and external prostheses, 2 mth waiting period, fixed benefits apply. -Pregnancy compression garments 2 mth waiting period, $50 per garment. -Tens machines, 2 mth waiting period, hired device $40 and purchased device $80. -Australian Breastfeeding Assoc. membership, 2 mth waiting period, $40. -Breathing appliances, 12 month waiting period, fixed benefit applies. -Blood pressure monitor 24 months waiting period, fixed benefit applies. All services form part of the $400 combined annual limit for antenatal, dietetics, psychology, speech therapy, non-PBS Pharmaceuticals. Provider recognition rules apply. -Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information. | |||
| Hearing aids | Other treatments - check with your insurer |
Benefits for antenatal and postnatal services including birthing courses and lactation consultations with a registered midwife in private practice. Plus benefits towards pregnancy compression garments, TENS machines and membership of the Australian Breastfeeding Association.
Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au/). This includes cover whilst interstate.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.