(before any rebate or insurer discount)
Covers only one person
Available in Queensland
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $800 per policy (combined limit for general dental & endodontic - Sub-limits apply) | Periodic oral examination - $29.90 Scale & clean - $49.40 Fluoride treatment - $19.00 |
| Major dental | 12 | $300 per policy (combined limit for major dental & orthodontic - Sub-limits apply) | Surgical tooth extraction - $74.00 Full crown veneered - $570.00 |
| Endodontic | 12 | Combined limit - see General dental | Filling of one root canal - $67.20 |
| Orthodontic | 12 | Combined limit - see Major dental | Braces for upper & lower teeth, including removal plus fitting of retainer - $400.00 |
| Optical | 6 | $225 per policy (Sub-limits apply) | Single vision lenses & frames - $120.00 Multi-focal lenses & frames - $180.00 |
| Non PBS pharmaceuticals | 2 | $600 per policy (combined limit for non pbs pharmaceuticals, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, hearing aids, blood glucose monitors, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, orthotics (podiatric orthoses), osteopathy, speech therapy & other services - Sub-limits apply) | Per eligible prescription - $36.70 |
| Physiotherapy | 2 | Initial visit - $35.90 Subsequent visit - $23.00 | |
| Chiropractic | 2 | Initial visit - $33.50 Subsequent visit - $19.40 | |
| Podiatry | 2 | Initial visit - $27.70 Subsequent visit - $19.50 | |
| Psychology | 2 | Initial visit - $96.68 Subsequent visit - $84.07 | |
| Acupuncture | 2 | Initial visit - $30.20 Subsequent visit - $18.90 | |
| Remedial massage | 2 | Initial visit - $20.00 Subsequent visit - $20.00 | |
| Hearing aids | 36 | Hearing aid - $600.00 | |
| Blood glucose monitors | 24 | Per monitor - $150.00 | |
| Dietetics/dietary advice | 2 | Initial visit - $37.80 Subsequent visit - $19.40 | |
| Eye therapy (orthoptics) | 2 | Initial visit - $27.00 Subsequent visit - $20.40 | |
| Occupational therapy | 2 | Initial visit - $36.50 Subsequent visit - $22.70 | |
| Orthotics (podiatric orthoses) | 2 | Orthotics supply & fit - 60% of charge | |
| Osteopathy | 2 | Initial visit - $33.50 Subsequent visit - $19.40 | |
| Speech therapy | 2 | Initial visit - $49.10 Subsequent visit - $24.50 | |
| Health appliances and external prostheses 2mth waiting period, Breathing appliances 12 mth waiting period. Fixed benefits, sublimits and benefit replacement periods apply. These services share a combined annual limit with Hearing aids and Blood glucose monitors. Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information. | |||
| Other treatments - check with your insurer |
Ambulance cover is provided by the State government for Queensland residents (https://www.ambulance.qld.gov.au/). This includes cover whilst interstate.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.