(before any rebate or insurer discount)
Covers two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults)
Available in NSW & ACT
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children, students up to and including the age of 30 and non-students up to and including the age of 30, as well as persons with a disability who qualify as a child, student or non-student in these age ranges.
This policy must be purchased with a hospital policy.
At Members' Choice extras providers you may get more for your cover. This includes 100% back on a dental check up, scale and clean each year and great optical deals. See https://www.medibank.com.au/health-insurance/find-provider/#/.
| Note, for items marked with an asterisk *: A 12 month waiting period applies for surgical tooth extraction. Exercise physiology benefits are $16.00 for individual consultations and $10.00 for group consultations. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 2 | $400 per person | Periodic oral examination - $23.50 Scale & clean - $46.00 Fluoride treatment - $14.20 Surgical tooth extraction - $113.70 |
| Optical | 6 | $150 per person | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Physiotherapy | 2 | $300 per person (combined limit for physiotherapy, chiropractic & osteopathy) | Initial visit - $37.70 Subsequent visit - $31.50 |
| Chiropractic | 2 | Initial visit - $41.30 Subsequent visit - $28.40 | |
| Acupuncture | 2 | $100 per person (combined limit for acupuncture, remedial massage, chinese medicine & exercise physiology) | Initial visit - $27.00 Subsequent visit - $20.00 |
| Remedial massage | 2 | Initial visit - $37.80 Subsequent visit - $25.50 | |
| Chinese medicine | 2 | Initial visit - $16.00 Subsequent visit - $16.00 | |
| Exercise physiology* | 2 | Initial visit - $16.00 Subsequent visit - $10.00 | |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - $41.30 Subsequent visit - $28.40 |
| Blood glucose monitors | Major dental | Podiatry |
| Endodontic | Non PBS pharmaceuticals | Psychology |
| Hearing aids | Orthodontic | Other treatments - check with your insurer |
Provides cover for commonly used services and 100% back up to your annual limit on eligible optical services. Annual limits apply to each person on the membership. Easy online and electronic claiming.
In NSW & ACT this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
Cover for an ambulance when you require immediate professional attention and you need to be transported to hospital or other approved facility and your medical condition is such that you cannot be transported any other way, or where an ambulance is called but transport is not needed. Cover for air ambulance where pre-approval has been obtained from Medibank. In all cases the ambulance provider must be Medibank approved. Please contact Medibank for further details.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.