(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in NSW & ACT
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 31, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
This policy must be purchased with a hospital policy.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 3 | $500 per person up to $1,000 per policy | Periodic oral examination - $24.20 Scale & clean - $46.40 Fluoride treatment - $18.50 Surgical tooth extraction - $81.00 |
| Optical | 12 | $130 per person | Single vision lenses & frames - $130.00 Multi-focal lenses & frames - $130.00 |
| Non PBS pharmaceuticals | 2 | $250 per person up to $500 per policy (combined limit for non pbs pharmaceuticals, physiotherapy, chiropractic, osteopathy & other services - Sub-limits apply) | Per eligible prescription - $25.00 |
| Physiotherapy | 2 | Initial visit - $27.00 Subsequent visit - $22.00 | |
| Chiropractic | 2 | Initial visit - $26.00 Subsequent visit - $19.00 | |
| Osteopathy | 2 | Initial visit - $25.00 Subsequent visit - $17.00 | |
| A benefit is paid for state ambulance subscriptions when paid voluntarily but not as a state tax or levy. Benefit is $22 for single memberships and $44 for family memberships. General dental benefits are for selected items only. | |||
| Acupuncture | Major dental | Remedial massage |
| Blood glucose monitors | Orthodontic | Other treatments - check with your insurer |
| Endodontic | Podiatry | |
| Hearing aids | Psychology |
Health Care Concession Card, Pensioner Concession Card, and Commonwealth Seniors Health Card holders are entitled to free ambulance transport services. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health fund.
https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.