(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in Northern Territory
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 31, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $500 per person up to $2,000 per policy | Periodic oral examination - $30.50 Scale & clean - $57.60 Fluoride treatment - $23.20 |
| Major dental | 12 | Accident only cover, $250 per accident, maximum $500 per person, membership limit is $2000. Combined with General Dental. | Full crown veneered - n/a |
| Optical | 6 | $150 per person | Single vision lenses & frames - $150.00 Multi-focal lenses & frames - $150.00 |
| Non PBS pharmaceuticals | 2 | $250 per person up to $500 per policy (combined limit for non pbs pharmaceuticals, physiotherapy, chiropractic, podiatry, remedial massage, osteopathy, vaccinations & other services) | Per eligible prescription - $25.00 |
| Physiotherapy | 2 | Initial visit - $30.00 Subsequent visit - $30.00 | |
| Chiropractic | 2 | Initial visit - $26.00 Subsequent visit - $26.00 | |
| Podiatry | 2 | Initial visit - $25.00 Subsequent visit - $25.00 | |
| Remedial massage | 2 | Initial visit - $25.00 Subsequent visit - $25.00 | |
| Osteopathy | 2 | Initial visit - $25.00 Subsequent visit - $25.00 | |
| Vaccinations | 2 | Per service - $25.00 | |
| A benefit is also payable for a 50% rebate on full ambulance subscriptions when paid voluntarily but not as a state tax or levy. Vaccinations are for travel vaccines and must be approved by Latrobe. | |||
| Acupuncture | Hearing aids | Other treatments - check with your insurer |
| Blood glucose monitors | Orthodontic | |
| Endodontic | Psychology |
In Northern Territory this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.