(before any rebate or insurer discount)
Covers 2 adults (and no-one else)
Available in Northern Territory
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $375 per person (combined limit for general dental & endodontic) | Periodic oral examination - $32.00 Scale & clean - $60.00 Fluoride treatment - $20.00 |
| Endodontic | 2 | Filling of one root canal - $131.80 | |
| Optical | 6 | $200 per person | Single vision lenses & frames - $200.00 |
| Physiotherapy | 2 | $200 per person up to $600 per policy (combined limit for physiotherapy, chiropractic, ante-natal/post-natal classes, exercise physiology, osteopathy, speech therapy & other services) | Initial visit - $40.00 Subsequent visit - $40.00 |
| Chiropractic | 2 | Initial visit - $30.00 Subsequent visit - $30.00 | |
| Psychology | 2 | $225 per person up to $675 per policy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Acupuncture | 2 | $150 per person up to $450 per policy (combined limit for acupuncture, remedial massage, dietetics/dietary advice & other services) | Initial visit - $30.00 Subsequent visit - $30.00 |
| Remedial massage | 2 | Initial visit - $35.00 Subsequent visit - $35.00 | |
| Ante-natal/Post-natal classes | 2 | Combined limit - see Physiotherapy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Dietetics/dietary advice | 2 | Combined limit - see Acupuncture | Initial visit - $30.00 Subsequent visit - $30.00 |
| Exercise physiology | 2 | Combined limit - see Physiotherapy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Health management / Healthy lifestyle | 12 | $225 per membership across all appliances every 2 years | Health management - 65% of charge |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - $40.00 Subsequent visit - $40.00 |
| Speech therapy | 2 | Combined limit - see Physiotherapy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Periodic Oral Examination - 1 free up to $60 and $32 for additional services. Scale and clean - 1 free up to $120 and $60 for additional services. Fluoride Treatment - 2 free up to $36 and $20 for additional services. A benefit is also payable for myotherapy, health appliances & aids such as crutches, knee braces, splints, cam boot, nebuliser, asthma and peak flow meters and a 50% rebate on full ambulance subscriptions when paid voluntarily but not as a state tax or levy. When this extras cover is coupled with a hospital cover a benefit bonus will also accumulate. | |||
| Blood glucose monitors | Non PBS pharmaceuticals | Other treatments - check with your insurer |
| Hearing aids | Orthodontic | |
| Major dental | Podiatry |
In Northern Territory this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.