(before any rebate or insurer discount)
Covers one adult & dependants (2 or more people, only one of whom is an adult)
Available in NSW & ACT
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 31, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
This policy must be purchased with a hospital policy.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $375 per person (combined limit for general dental & endodontic) | Periodic oral examination - 50% of charge Scale & clean - 50% of charge Fluoride treatment - $36.00 Surgical tooth extraction - 50% of charge |
| Endodontic | 2 | Filling of one root canal - 50% of charge | |
| Optical | 6 | $175 per person | Single vision lenses & frames - $175.00 Multi-focal lenses & frames - $175.00 |
| Physiotherapy | 2 | $350 per person up to $700 per policy (combined limit for physiotherapy, chiropractic, acupuncture, remedial massage, dietetics/dietary advice, exercise physiology, osteopathy & other services) | Initial visit - $30.00 Subsequent visit - $30.00 |
| Chiropractic | 2 | Initial visit - $30.00 Subsequent visit - $30.00 | |
| Psychology | 2 | $200 per person | Initial visit - $30.00 Subsequent visit - $30.00 |
| Acupuncture | 2 | Combined limit - see Physiotherapy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Remedial massage | 2 | Combined limit - see Physiotherapy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Dietetics/dietary advice | 2 | Combined limit - see Physiotherapy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Exercise physiology | 2 | Combined limit - see Physiotherapy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - $30.00 Subsequent visit - $30.00 |
| Periodic Oral Examination - $60 for 1 service, 50% for additional services. Scale and clean - $120 for 1 service, 50% for additional services. Fluoride Treatment - $36 for 2 services, limit 2 services per person per year. A benefit is also payable for myotherapy, health appliances & aids such as crutches, knee braces, splints, cam boot and a 50% rebate on full ambulance subscriptions when paid voluntarily but not as a state tax or levy. When this extras cover is coupled with a hospital cover a benefit bonus will also accumulate. | |||
| Blood glucose monitors | Non PBS pharmaceuticals | Other treatments - check with your insurer |
| Hearing aids | Orthodontic | |
| Major dental | Podiatry |
When combined with hospital, also includes a Benefit Bonus of $50 each year per person capped at $100 per membership, accruing up to $250 per person capped at $500 per membership. For Couple and Family memberships, each person may only claim up to 50% of the accrued benefit bonus in any one year. Benefit Bonus limits refresh each year on join anniversary. If unused, benefit bonus rolls over up to a maximum of 5 years' benefit ($250 per person capped at $500 per membership)
https://www.latrobehealth.com.au/health-cover/cover-extras/core-singles-and-couples/
In NSW & ACT this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
https://www.latrobehealth.com.au/health-cover/emergency-ambulance-cover/
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.