(before any rebate or insurer discount)
Covers one adult & dependants, including non-student dependants (2 or more people, only one of whom is an adult)
Available in Tasmania
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children, students up to and including the age of 30 and non-students up to and including the age of 30, as well as persons with a disability who qualify as a child, student or non-student in these age ranges.
By using Peoplecare's 'preferred providers' you may have lower out of pocket costs on Dental and Optical treatments and have access to more 'no gap' treatments. A list of 'preferred providers' is available from Peoplecare. See https://peoplecare.com.au/Members/Providers/Other-health-providers.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $1,000 per person | Periodic oral examination - 70% of charge Scale & clean - 70% of charge Fluoride treatment - 70% of charge Surgical tooth extraction - 70% of charge |
| Major dental | 12 | $1,000 per person (combined limit for major dental & endodontic) | Full crown veneered - 70% of charge |
| Endodontic | 12 | Filling of one root canal - 70% of charge | |
| Orthodontic | 12 | $800 per person $2,400 lifetime limit | Braces for upper & lower teeth, including removal plus fitting of retainer - 70% of charge |
| Optical | 6 | $250 per person | Single vision lenses & frames - $250.00 Multi-focal lenses & frames - $250.00 |
| Non PBS pharmaceuticals | 2 | $400 per person up to $800 per policy (combined limit for non pbs pharmaceuticals & vaccinations - Sub-limits apply) | Per eligible prescription - $70.00 |
| Physiotherapy | 2 | $500 per person up to $1,000 per policy (combined limit for physiotherapy, exercise physiology, eye therapy (orthoptics), occupational therapy & other services) | Initial visit - $51.00 Subsequent visit - $51.00 |
| Chiropractic | 2 | $500 per person up to $1,000 per policy (combined limit for chiropractic & osteopathy) | Initial visit - $50.00 Subsequent visit - $50.00 |
| Podiatry | 2 | $400 per person up to $800 per policy | Initial visit - $45.00 Subsequent visit - $35.00 |
| Psychology | 2 | $400 per person up to $800 per policy | Initial visit - $90.00 Subsequent visit - $70.00 |
| Acupuncture | 2 | $350 per person up to $700 per policy (combined limit for acupuncture, remedial massage, chinese medicine, dietetics/dietary advice & other services) | Initial visit - $45.00 Subsequent visit - $45.00 |
| Remedial massage | 2 | Initial visit - $45.00 Subsequent visit - $45.00 | |
| Hearing aids | 24 | $1,000 per person 1 appliance(s) every 5 years | Hearing aid - 70% of charge |
| Blood glucose monitors | 2 | $500 per person up to $1,000 per policy 1 appliance(s) every 3 years (combined limit for blood glucose monitors, ante-natal/post-natal classes, home nursing, orthotics (podiatric orthoses) & other services - Sub-limits apply) | Per monitor - 70% of charge |
| Ante-natal/Post-natal classes | 2 | Initial visit - 70% of charge Subsequent visit - 70% of charge | |
| Chinese medicine | 2 | Combined limit - see Acupuncture | Initial visit - $45.00 Subsequent visit - $45.00 |
| Dietetics/dietary advice | 2 | Combined limit - see Acupuncture | Initial visit - $45.00 Subsequent visit - $45.00 |
| Exercise physiology | 2 | Combined limit - see Physiotherapy | Initial visit - 70% of charge Subsequent visit - 70% of charge |
| Eye therapy (orthoptics) | 2 | Combined limit - see Physiotherapy | Initial visit - $51.00 Subsequent visit - $41.00 |
| Health management / Healthy lifestyle | 6 | $200 per person up to $400 per policy | Health management - 70% of charge |
| Home nursing | 2 | Combined limit - see Blood glucose monitors | Initial visit - 70% of charge Subsequent visit - 70% of charge |
| Occupational therapy | 2 | Combined limit - see Physiotherapy | Initial visit - $51.00 Subsequent visit - $41.00 |
| Orthotics (podiatric orthoses) | 2 | Combined limit - see Blood glucose monitors | Orthotics supply & fit - $150.00 |
| Osteopathy | 2 | Combined limit - see Chiropractic | Initial visit - $50.00 Subsequent visit - $50.00 |
| Speech therapy | 2 | $400 per person up to $800 per policy | Initial visit - 70% of charge Subsequent visit - 70% of charge |
| Vaccinations | 2 | Combined limit - see Non PBS pharmaceuticals | Per service - $70.00 |
| Other treatments - check with your insurer |
Orthotics limited to 1 appliance every 2 financial years.
https://www.peoplecare.com.au/siteassets/documents/CD/oms/high-extras.pdf
Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.
Tasmanian residents don’t need to worry about ambulance travel in their state, as it’s free. This cover will include Ambulance transport whilst on the mainland for land, sea & air.
https://www.peoplecare.com.au/health-insurance/hospital-cover/ambulance
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.