(before any rebate or insurer discount)
Covers only one person
Available in Victoria
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $500 per policy | Periodic oral examination - $33.00 Scale & clean - $61.00 Fluoride treatment - $22.00 Surgical tooth extraction - $100.00 |
| Major dental | 12 | $500 per policy (combined limit for major dental & endodontic - Sub-limits apply) | Full crown veneered - $500.00 |
| Endodontic | 12 | Filling of one root canal - $120.00 | |
| Optical | 6 | $220 per policy | Single vision lenses & frames - $220.00 Multi-focal lenses & frames - $220.00 |
| Physiotherapy | 2 | $400 per policy (combined limit for physiotherapy & exercise physiology) | Initial visit - $39.00 Subsequent visit - $39.00 |
| Chiropractic | 2 | $400 per policy (combined limit for chiropractic, acupuncture, remedial massage, chinese medicine & osteopathy) | Initial visit - $28.00 Subsequent visit - $28.00 |
| Acupuncture | 2 | Initial visit - $28.00 Subsequent visit - $28.00 | |
| Remedial massage | 2 | Initial visit - $28.00 Subsequent visit - $28.00 | |
| Chinese medicine | 2 | Initial visit - $28.00 Subsequent visit - $28.00 | |
| Exercise physiology | 2 | Combined limit - see Physiotherapy | Initial visit - $39.00 Subsequent visit - $39.00 |
| Osteopathy | 2 | Combined limit - see Chiropractic | Initial visit - $28.00 Subsequent visit - $28.00 |
| Vaccinations | 2 | $175 per policy | Per service - $35.00 |
| Group physio/hydrotherapy session $18 per service. Flu vaccination 1 per calendar year $25 per service. Other eligible vaccines $35 per service. | |||
| Blood glucose monitors | Orthodontic | Other treatments - check with your insurer |
| Hearing aids | Podiatry | |
| Non PBS pharmaceuticals | Psychology |
Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.