(before any rebate or insurer discount)
Covers 2 adults (and no-one else)
Available in Northern Territory
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
HBF members have hundreds of participating optical stores nationally to choose from with access to a range of fully covered glasses. See http://www.hbf.com.au/health-insurance/find-a-provider.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $350 per person (no limit on preventative dental) | Periodic oral examination - $37.50 Scale & clean - $73.50 Fluoride treatment - $18.75 Surgical tooth extraction - $81.00 |
| Optical | 2 | $160 per person | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Physiotherapy | 2 | $250 per person (combined limit for physiotherapy, chiropractic & osteopathy) | Initial visit - $27.00 Subsequent visit - $21.00 |
| Chiropractic | 2 | Initial visit - $22.00 Subsequent visit - $17.00 | |
| Health management / Healthy lifestyle | 2 | $200 per person (Sub-limits apply) | Health management - 60% of charge |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - $22.00 Subsequent visit - $17.00 |
| **Note: Health Management/Healthy Lifestyle – initial visit for Strength for Life is $27 up to combined limit listed. | |||
| Acupuncture | Major dental | Psychology |
| Blood glucose monitors | Non PBS pharmaceuticals | Remedial massage |
| Endodontic | Orthodontic | Other treatments - check with your insurer |
| Hearing aids | Podiatry |
In Northern Territory this policy provides:
Emergency: Unlimited with a waiting period of 7 days.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
Emergency ambulance provides full cover for emergency treatment and urgent ambulance transport (by road) within Australia by a State Government ambulance provider or an HBF approved ambulance provider. Services not covered include air ambulance services, transport between a public hospital to your home and transport not provided in an ambulance.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.