(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in Victoria
Closed to new members
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
This policy can only be purchased with certain hospital policies.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $900 per person | Periodic oral examination - $47.10 Scale & clean - $94.90 Fluoride treatment - $29.20 |
| Major dental | 12 | $850 per person (combined limit for major dental & endodontic) | Surgical tooth extraction - $110.00 Full crown veneered - $600.00 |
| Endodontic | 12 | Filling of one root canal - $120.10 | |
| Orthodontic | 12 | $800 per person $2,800 lifetime limit | Braces for upper & lower teeth, including removal plus fitting of retainer - 100% of charge |
| Optical | 6 | $300 per person | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Physiotherapy | 2 | $500 per person (combined limit for physiotherapy, exercise physiology & other services) | Initial visit - $57.00 Subsequent visit - $57.00 |
| Chiropractic | 2 | $350 per person (combined limit for chiropractic, osteopathy & other services) | Initial visit - $40.00 Subsequent visit - $40.00 |
| Podiatry | 2 | $350 per person (combined limit for podiatry & orthotics (podiatric orthoses)) | Initial visit - $43.00 Subsequent visit - $43.00 |
| Psychology | 2 | $450 per person (combined limit for psychology, audiology, dietetics/dietary advice, occupational therapy, speech therapy, vaccinations & other services) | Initial visit - $80.00 Subsequent visit - $80.00 |
| Acupuncture | 2 | $300 per person (combined limit for acupuncture, remedial massage & other services) | Initial visit - $35.00 Subsequent visit - $35.00 |
| Remedial massage | 2 | Initial visit - $30.00 Subsequent visit - $30.00 | |
| Audiology | 2 | Combined limit - see Psychology | Initial visit - $56.00 Subsequent visit - $56.00 |
| Dietetics/dietary advice | 2 | Combined limit - see Psychology | Initial visit - $53.00 Subsequent visit - $53.00 |
| Exercise physiology | 2 | Combined limit - see Physiotherapy | Initial visit - $47.00 Subsequent visit - $47.00 |
| Occupational therapy | 2 | Combined limit - see Psychology | Initial visit - $45.00 Subsequent visit - $45.00 |
| Orthotics (podiatric orthoses) | 12 | Combined limit - see Podiatry | Orthotics supply & fit - $200.00 |
| Osteopathy | 2 | Combined limit - see Chiropractic | Initial visit - $40.00 Subsequent visit - $40.00 |
| Speech therapy | 2 | Combined limit - see Psychology | Initial visit - $60.00 Subsequent visit - $60.00 |
| Vaccinations | 2 | Combined limit - see Psychology | Per service - $40.00 |
| Benefits available for a range of wellbeing & preventative health products as well as counselling services. | |||
| Blood glucose monitors | Non PBS pharmaceuticals |
| Hearing aids | Other treatments - check with your insurer |
Can only be purchased with AIA Vitality Hospital Covers.
Pensioner Concession Card and Healthcare Card holders are entitled to free clinically necessary ambulance transport. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health insurer or take out a subscription with the state ambulance service (https://www.ambulance.vic.gov.au/membership).
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.