Private Health Information Statement - General treatment policy

EXTENDED BENEFITS DIRECT $200 EXCESS (SINGLE)

Monthly Premium

$195.83 #

(before any rebate or insurer discount)

Covers only one person

Available in NSW & ACT

Closed to new members

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

Employees/Members of organisations with arrangements with this health insurer

General Treatment Cover

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: The Major Dental limit increases by $175 per year up to $1,500 and Optical limit increases by $25 per year up to $300. Hearing Aids are limited to one appliance per person every five years. Pharmaceutical benefits paid for items with an official pharmacy receipt, after you pay a sum equal to the Australian Government’s highest current PBS co-payment.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental0$1,000 per policy
(Sub-limits apply)
Periodic oral examination - $30.00
Scale & clean - $38.00
Fluoride treatment - $30.00
Surgical tooth extraction - $101.00
Major dental*12$800 per policy
(combined limit for major dental, endodontic, orthodontic & other services - Sub-limits apply)
$1,500 lifetime limit for Orthodontic
Full crown veneered - $650.00
Endodontic12Filling of one root canal - $120.00
Orthodontic12Braces for upper & lower teeth, including removal plus fitting of retainer - 80% of charge
Optical*0$200 per policy
(Sub-limits apply)
Single vision lenses & frames - $200.00
Multi-focal lenses & frames - $200.00
Non PBS pharmaceuticals*0$500 per policyPer eligible prescription - 100% of charge
Physiotherapy0$600 per policy
(combined limit for physiotherapy, ante-natal/post-natal classes, eye therapy (orthoptics), occupational therapy, speech therapy & other services - Sub-limits apply)
Initial visit - $30.00
Subsequent visit - $30.00
Chiropractic0$500 per policy
(combined limit for chiropractic, psychology, acupuncture, remedial massage, chinese medicine, dietetics/dietary advice, exercise physiology, osteopathy & other services - Sub-limits apply)
Initial visit - $30.00
Subsequent visit - $30.00
Podiatry0$300 per policy
(Sub-limits apply)
Initial visit - $30.00
Subsequent visit - $30.00
Psychology0Combined limit - see ChiropracticInitial visit - $40.00
Subsequent visit - $40.00
Acupuncture0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Remedial massage0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Hearing aids*12$500 per policy
1 appliance(s) every 5 years
Hearing aid - 80% of charge
Blood glucose monitors12$500 per policy
(combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services)
Per monitor - 80% of charge
Audiology0$200 per policy
(Sub-limits apply)
Initial visit - $30.00
Subsequent visit - $30.00
Ante-natal/Post-natal classes0Combined limit - see PhysiotherapyInitial visit - $30.00
Subsequent visit - $30.00
Chinese medicine0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Dietetics/dietary advice0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Exercise physiology0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Eye therapy (orthoptics)0Combined limit - see PhysiotherapyInitial visit - $50.00
Subsequent visit - $50.00
Occupational therapy0Combined limit - see PhysiotherapyInitial visit - $50.00
Subsequent visit - $50.00
Orthotics (podiatric orthoses)12Combined limit - see Blood glucose monitorsOrthotics supply & fit - 80% of charge
Osteopathy0Combined limit - see ChiropracticInitial visit - $30.00
Subsequent visit - $30.00
Speech therapy0Combined limit - see PhysiotherapyInitial visit - $50.00
Subsequent visit - $50.00

This policy does not include General treatment (Extras) cover for

General treatment legend
Other treatments - check with your insurer

Other features of this general treatment cover

GU Health specialises in corporate health cover, providing superior health plans with executive benefits. Enjoy generous benefits on a range of services including general dental, physiotherapy, chiropractic and remedial massage and money back on travel and accommodation and school health care. Travel and accommodation: Covers a patient and attendant for essential medical travel, to the nearest hospital or medical centre for round trips exceeding 200 kms.

For further information about this policy see

https://www.guhealth.com.au/

Ambulance cover

Health Care Concession Card, Pensioner Concession Card, and Commonwealth Seniors Health Card holders are entitled to free ambulance transport services. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health fund.

For further information about this policy see

https://www.guhealth.com.au/forms-and-publications/fact-sheets

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.