Private Health Information Statement - General treatment policy

Galib Standard Extras (Family)

Monthly Premium

$191.67 #

(before any rebate or insurer discount)

Covers two adults & dependants (3 or more people, only 2 of whom are adults)

Available in All States

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.

This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.

General Treatment Cover

This policy can only be purchased with certain hospital policies.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: Pharmaceutical benefits paid for items with an official pharmacy receipt, after you pay a sum equal to the Australian Government’s highest current PBS co-payment.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental0No annual limit
(no limit on preventative dental)
(Sub-limits apply)
Periodic oral examination - $19.00
Scale & clean - $39.00
Fluoride treatment - $20.00
Surgical tooth extraction - $50.00
Optical0$320 per policy
(Sub-limits apply)
Single vision lenses & frames - 70% of charge
Multi-focal lenses & frames - 70% of charge
Non PBS pharmaceuticals*0$400 per policyPer eligible prescription - 70% of charge
Physiotherapy0$400 per policy
(combined limit for physiotherapy, chiropractic, acupuncture, remedial massage, ante-natal/post-natal classes, chinese medicine, osteopathy & other services - Sub-limits apply)
Initial visit - $22.00
Subsequent visit - $22.00
Chiropractic0Initial visit - $22.00
Subsequent visit - $22.00
Acupuncture0Initial visit - $22.00
Subsequent visit - $22.00
Remedial massage0Initial visit - $22.00
Subsequent visit - $22.00
Ante-natal/Post-natal classes0Initial visit - $22.00
Subsequent visit - $22.00
Chinese medicine0Initial visit - $22.00
Subsequent visit - $22.00
Osteopathy0Initial visit - $22.00
Subsequent visit - $22.00

This policy does not include General treatment (Extras) cover for

General treatment legend
Blood glucose monitorsMajor dentalPsychology
EndodonticOrthodonticOther treatments - check with your insurer
Hearing aidsPodiatry

Other features of this general treatment cover

GU Health specialises in providing tailored health plans. Enjoy cover for popular treatments including unlimited benefits for general dental.

For further information about this policy see

https://www.guhealth.com.au/

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see

https://www.guhealth.com.au/forms-and-publications/fact-sheets

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.