Private Health Information Statement - General treatment policy

Galib Top Extras (Family)

Monthly Premium

$523.75 #

(before any rebate or insurer discount)

Covers two adults & dependants (3 or more people, only 2 of whom are adults)

Available in All States

# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.

This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 24, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.

This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.

General Treatment Cover

This policy can only be purchased with certain hospital policies.

This health insurer does not operate a preferred provider scheme.

This policy includes General treatment (Extras) cover for

General treatment legend
Note, for items marked with an asterisk *: Pharmaceuticals: Benefit paid after current PBS patient contribution deducted. Health Management pay a benefit for approved items over $20.
TreatmentWaiting period (months)Benefit limits (per 12 months unless otherwise stated)Examples of maximum benefits
General dental0No annual limit
(no limit on preventative dental)
(Sub-limits apply)
Periodic oral examination - $23.00
Scale & clean - $50.00
Fluoride treatment - $22.00
Surgical tooth extraction - $101.00
Major dental12$2,650 per person
(combined limit for major dental & endodontic - Sub-limits apply)
Full crown veneered - $650.00
Endodontic12Filling of one root canal - $118.00
Optical0$200 per personSingle vision lenses & frames - 80% of charge
Multi-focal lenses & frames - 80% of charge
Non PBS pharmaceuticals*0$500 per personPer eligible prescription - 80% of charge
Physiotherapy0$700 per person
(combined limit for physiotherapy, chiropractic, podiatry, ante-natal/post-natal classes, osteopathy & other services - Sub-limits apply)
Initial visit - $45.00
Subsequent visit - $32.00
Chiropractic0Initial visit - $45.00
Subsequent visit - $32.00
Podiatry0Initial visit - $45.00
Subsequent visit - $32.00
Psychology0$200 per person
(combined limit for psychology, audiology & other services - Sub-limits apply)
Initial visit - $35.00
Subsequent visit - $30.00
Acupuncture0$600 per person
(combined limit for acupuncture, remedial massage, chinese medicine, exercise physiology & other services - Sub-limits apply)
Initial visit - $32.00
Subsequent visit - $32.00
Remedial massage0Initial visit - $32.00
Subsequent visit - $32.00
Hearing aids12$600 per person
(Sub-limits apply)
Hearing aid - 80% of charge
Blood glucose monitors12$500 per person
(combined limit for blood glucose monitors, orthotics (podiatric orthoses) & other services)
Per monitor - 80% of charge
Audiology0Combined limit - see PsychologyInitial visit - $35.00
Subsequent visit - $30.00
Ante-natal/Post-natal classes0Combined limit - see PhysiotherapyInitial visit - $45.00
Subsequent visit - $45.00
Chinese medicine0Combined limit - see AcupunctureInitial visit - $32.00
Subsequent visit - $32.00
Dietetics/dietary advice0$300 per person
(combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy - Sub-limits apply)
Initial visit - $60.00
Subsequent visit - $40.00
Exercise physiology0Combined limit - see AcupunctureInitial visit - $45.00
Subsequent visit - $45.00
Eye therapy (orthoptics)0Combined limit - see Dietetics/dietary adviceInitial visit - $50.00
Subsequent visit - $35.00
Health management / Healthy lifestyle*6$600 per policy
(Sub-limits apply)
Health management - $200.00
Occupational therapy0Combined limit - see Dietetics/dietary adviceInitial visit - $50.00
Subsequent visit - $35.00
Orthotics (podiatric orthoses)12Combined limit - see Blood glucose monitorsOrthotics supply & fit - 80% of charge
Osteopathy0Combined limit - see PhysiotherapyInitial visit - $45.00
Subsequent visit - $32.00
Speech therapy0Combined limit - see Dietetics/dietary adviceInitial visit - $50.00
Subsequent visit - $35.00

This policy does not include General treatment (Extras) cover for

General treatment legend
OrthodonticOther treatments - check with your insurer

Other features of this general treatment cover

GU Health specialises in providing a tailored health plan with extensive benefits. Enjoy generous benefits on a wide range of services including lifestyle services and health management treatments such as stress management, weight loss programs and quit smoking courses.

For further information about this policy see

https://www.guhealth.com.au/

Ambulance cover

Ambulance cover is provided by the State government in Tasmania (https://www.health.tas.gov.au/ambulance/fees_and_accounts) and Queensland (https://www.ambulance.qld.gov.au/). In other states concession card holders may have free cover and there are subscription services in several states (https://privatehealth.gov.au/health_insurance/what_is_covered/ambulance.htm).

For further information about this policy see

https://www.guhealth.com.au/forms-and-publications/fact-sheets

Disclaimer

The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.

Covered

For information on what is covered under each category, see https://www.privatehealth.gov.au/categories

Restricted

Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.

Not Covered

These categories are not covered by this policy.