(before any rebate or insurer discount)
Covers 2 adults (and no-one else)
Available in NSW & ACT
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
Membership of this insurer is restricted to current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.
By using a CBHS Choice Network provider you will have lower out-of-pocket costs on Dental and Optical and have access to more "no gap" services. A list of providers is available on the CBHS website.
| Note, for items marked with an asterisk *: Major Dental limit of $700 is for Crowns and Bridges which are in any 5 years. Periodontic and Endodontic have a combined limit of $400. Blood Glucose Monitors are in any 3 years. Contact CBHS for further details. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental | 2 | $730 per person (Sub-limits apply) | Periodic oral examination - $38.00 Scale & clean - $68.00 Fluoride treatment - $27.00 Surgical tooth extraction - $182.00 |
| Major dental* | 12 | $700 per person | Full crown veneered - $700.00 |
| Endodontic | 6 | $400 per person (combined limit for endodontic & other services - Sub-limits apply) | Filling of one root canal - $157.00 |
| Orthodontic | 12 | $700 per person $1,400 lifetime limit | Braces for upper & lower teeth, including removal plus fitting of retainer - $700.00 |
| Optical | 6 | $250 per person | Single vision lenses & frames - $160.00 Multi-focal lenses & frames - $190.00 |
| Non PBS pharmaceuticals | 2 | $300 per person (combined limit for non pbs pharmaceuticals & vaccinations) | Per eligible prescription - $75.00 |
| Physiotherapy | 2 | $300 per person | Initial visit - $61.00 Subsequent visit - $43.00 |
| Chiropractic | 2 | $250 per person (combined limit for chiropractic & osteopathy) | Initial visit - $61.00 Subsequent visit - $40.00 |
| Podiatry | 2 | $250 per person | Initial visit - $50.00 Subsequent visit - $35.00 |
| Acupuncture | 2 | $300 per person (combined limit for acupuncture, remedial massage, chinese medicine & other services) | Initial visit - $33.00 Subsequent visit - $33.00 |
| Remedial massage | 2 | Initial visit - $33.00 Subsequent visit - $33.00 | |
| Blood glucose monitors* | 12 | $300 per person (combined limit for blood glucose monitors & other services) | Per monitor - 100% of charge |
| Chinese medicine | 2 | Combined limit - see Acupuncture | Initial visit - $33.00 Subsequent visit - $33.00 |
| Dietetics/dietary advice | 2 | $100 per person | Initial visit - $75.00 Subsequent visit - $42.00 |
| Health management / Healthy lifestyle | 2 | $415 per person (Sub-limits apply) | Health management - 100% of charge |
| Orthotics (podiatric orthoses) | 12 | $350 per person (combined limit for orthotics (podiatric orthoses) & other services) | Orthotics supply & fit - $145.00 |
| Osteopathy | 2 | Combined limit - see Chiropractic | Initial visit - $61.00 Subsequent visit - $35.00 |
| Vaccinations | 2 | Combined limit - see Non PBS pharmaceuticals | Per service - $75.00 |
| OTHER BENEFITS: Artificial aids including blood pressure monitors and nebulisers. Cover for blood glucose accessories. | |||
| Hearing aids | Psychology | Other treatments - check with your insurer |
CBHS Wellness Benefits assist you in proactively managing your health and wellbeing. You'll be covered for a variety of health checks and health management programs designed to assist you in living a healthier, happier life.
Health Care Concession Card, Pensioner Concession Card, and Commonwealth Seniors Health Card holders are entitled to free ambulance transport services. If you are not eligible for a concession and want to be covered, you can purchase insurance from a private health fund.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.