(before any rebate or insurer discount)
Covers two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults)
Available in Tasmania
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children, students up to and including the age of 31 and non-students up to and including the age of 31, as well as persons with a disability who qualify as a child, student or non-student in these age ranges.
We have agreements with a network of dental practitioners, chiros, physios & podiatrists across Australia called Members First providers. By using them, in most cases you’ll receive up to 80% back, up to yearly limits See http://www.bupa.com.au/find-a-provider.
| Note, for items marked with an asterisk *: Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice. Home Nursing covers selected services. Pharmacy benefit paid after deduction of the PBS co-payment. Dietary covers consultations only. Blood Glucose monitors are payable once per year. Hearing Aids are payable once every 3 years. Two fully custom-made orthoses (one pair) are payable once per person per calendar year. Dentures payable once every 3 years. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 2 | $1,100 per person (no limit on preventative dental) | Periodic oral examination - $47.85 Scale & clean - $80.10 Fluoride treatment - $25.00 Surgical tooth extraction - $124.00 |
| Major dental* | 12 | $1,100 per person (combined limit for major dental & endodontic) | Full crown veneered - $1,100.00 |
| Endodontic | 12 | Filling of one root canal - $240.00 | |
| Orthodontic | 12 | $1,000 per person $2,000 lifetime limit | Braces for upper & lower teeth, including removal plus fitting of retainer - 100% of charge |
| Optical | 2 | $350 per person | Single vision lenses & frames - $294.05 Multi-focal lenses & frames - $350.00 |
| Non PBS pharmaceuticals* | 2 | $500 per person | Per eligible prescription - 80% of charge |
| Physiotherapy | 2 | $1,150 per person (combined limit for physiotherapy, chiropractic & osteopathy) | Initial visit - $53.85 Subsequent visit - $39.60 |
| Chiropractic | 2 | Initial visit - $46.00 Subsequent visit - $35.00 | |
| Podiatry | 2 | $500 per person (combined limit for podiatry & orthotics (podiatric orthoses)) | Initial visit - $54.60 Subsequent visit - $46.80 |
| Psychology | 2 | $650 per person (combined limit for psychology, acupuncture, chinese medicine & exercise physiology) | Initial visit - $126.00 Subsequent visit - $114.50 |
| Acupuncture | 2 | Initial visit - $49.40 Subsequent visit - $39.00 | |
| Remedial massage | 2 | $300 per person | Initial visit - $57.00 Subsequent visit - $45.00 |
| Hearing aids* | 12 | $1,200 per person 1 service(s) every 3 years | Hearing aid - 80% of charge |
| Blood glucose monitors* | 12 | $700 per person 1 service(s) every 1 year (combined limit for blood glucose monitors & other services) | Per monitor - 80% of charge |
| Ante-natal/Post-natal classes* | 2 | $300 per person | Initial visit - $24.00 |
| Chinese medicine | 2 | Combined limit - see Psychology | Initial visit - $41.60 Subsequent visit - $31.20 |
| Dietetics/dietary advice* | 2 | $650 per person (combined limit for dietetics/dietary advice, eye therapy (orthoptics), occupational therapy & speech therapy) | Initial visit - $68.40 Subsequent visit - $40.80 |
| Exercise physiology | 2 | Combined limit - see Psychology | Initial visit - $41.60 Subsequent visit - $31.20 |
| Eye therapy (orthoptics) | 2 | Combined limit - see Dietetics/dietary advice | Initial visit - $43.20 Subsequent visit - $28.80 |
| Home nursing* | 2 | $450 per person | Initial visit - $40.00 |
| Occupational therapy | 2 | Combined limit - see Dietetics/dietary advice | Initial visit - $85.50 Subsequent visit - $67.50 |
| Orthotics (podiatric orthoses)* | 12 | Combined limit - see Podiatry | Orthotics supply & fit - 80% of charge |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - $56.50 Subsequent visit - $43.00 |
| Speech therapy | 2 | Combined limit - see Dietetics/dietary advice | Initial visit - $92.40 Subsequent visit - $61.20 |
| Includes access to Blua Online Doctor Appointments. We pay 100% of the cost for eligible consults only, up to a yearly limit of 3 services per person. Benefits are not payable for services listed on the Medicare Benefits Schedule (MBS). 2-months waiting period, eligibility criteria, terms and conditions apply. 100% of travel expenses up to $100 per person, and $40 per night of accommodation fees up to $150 per person for essential hospital or medical treatment where the total return distance is 200km or more from home. Where applicable, benefits are paid under Hospital cover only (you cannot claim under both Hospital and Extras for the same trip). 2-months waiting period and eligibility criteria apply. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). | |||
| Other treatments - check with your insurer |
You’ll get access to higher set benefits at our Optical Partners including a ‘no-gap’ fixed-priced package experience on glasses, yearly limits and waiting periods apply.
Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.
You are covered for the uncapped costs associated with emergency ambulance transport services (via air or road) including on-the-spot emergency attendances where the service is provided by a Bupa recognised ambulance service. The following ambulance services are recognised by Bupa: ACT Ambulance Service, Ambulance Service of NSW, Ambulance Victoria, Queensland Ambulance Service, South Australia Ambulance Service, St John Ambulance NT, St John Ambulance WA, and Ambulance Tasmania. If you are eligible to claim from another source, a benefit won’t be paid by Bupa.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.