(before any rebate or insurer discount)
Covers one adult & dependants (2 or more people, only one of whom is an adult)
Available in Victoria
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 31, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
We have agreements with a network of dental practitioners, chiros, & physios across Australia called Members First providers. By using them, in most cases you’ll have lower out-of-pocket costs. See http://www.bupa.com.au/find-a-provider.
| Note, for items marked with an asterisk *: Enjoy flexible limits, providing choice on how to spend your limits for the extras which are grouped together. Flexible limits increase by $100 per year up to a maximum limit of $700. Periodic oral examination (012), Scale & Clean (114), Fluoride treatment (121) payable once every 6 months. | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 2 | $500 per person up to $1,000 per policy (combined limit for general dental, physiotherapy, chiropractic & osteopathy) | Periodic oral examination - 50% of charge Scale & clean - 50% of charge Fluoride treatment - 50% of charge Surgical tooth extraction - 50% of charge |
| Physiotherapy* | 2 | Initial visit - 50% of charge Subsequent visit - 50% of charge | |
| Chiropractic* | 2 | Initial visit - 50% of charge Subsequent visit - 50% of charge | |
| Osteopathy* | 2 | Initial visit - 50% of charge Subsequent visit - 50% of charge | |
| Acupuncture | Major dental | Podiatry |
| Blood glucose monitors | Non PBS pharmaceuticals | Psychology |
| Endodontic | Optical | Remedial massage |
| Hearing aids | Orthodontic | Other treatments - check with your insurer |
We value your loyalty, so for selected extras we will increase the limit each year. Flexible limits for single memberships start at $500 and increase by $100 each year, up to a maximum of $700. Flexible limits for couple, family and single parent memberships start at $1000 and increase by $200 each year, up to a maximum of $1400.
In Victoria this policy provides:
Emergency: Unlimited with a waiting period of 1 day.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
You are covered for the uncapped costs associated with emergency ambulance transport services (via air or road) including on-the-spot emergency attendances where the service is provided by a Bupa recognised ambulance service. The following ambulance services are recognised by Bupa: ACT Ambulance Service, Ambulance Service of NSW, Ambulance Victoria, Queensland Ambulance Service, South Australia Ambulance Service, St John Ambulance NT, St John Ambulance WA, and Ambulance Tasmania. If you are eligible to claim from another source, a benefit won’t be paid by Bupa.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.