(before any rebate or insurer discount)
Covers two adults & dependants, including non-student dependants (3 or more people, only 2 of whom are adults)
Available in Tasmania
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children, students up to and including the age of 30 and non-students up to and including the age of 30, as well as persons with a disability who qualify as a child, student or non-student in these age ranges.
This is a corporate policy which is only available to employees/members of organisations with arrangements with this health insurer.
Using a preferred provider means you may have lower out of pocket costs and can access more No Gap treatments on dental, plus discounts on some optical purchases. A preferred providers list is available from Australian Unity.
| Note, for items marked with an asterisk *: 1) No waiting-period for preventative dental and selected diagnostic services. Treatments claimed as No Gap Dental benefits (where available) do not count to yearly limit 2) Full denture replacement limited to once every-three-years. 3) Surgical teeth extractions and gum-disease treatment included under Endodontics (12 month waiting period). 4) 75% of chiropractic x-ray fee, limit one per-person per-calendar-year. 5) Benefit for each Hearing-Aid is payable every 3-calendar years (does not apply to repairs) 2-month waiting period for repairs 6) Benefits for Blood glucose monitors payable once every 2 calendar years. 7) Orthotic benefits are for supply only. 8) Travel vaccinations only | |||
|---|---|---|---|
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
| General dental* | 2 | $1,200 per person | Periodic oral examination - 75% of charge Scale & clean - 75% of charge Fluoride treatment - 75% of charge |
| Major dental* | 12 | $1,000 per person (combined limit for major dental & endodontic) | Surgical tooth extraction - 75% of charge Full crown veneered - 75% of charge |
| Endodontic* | 12 | Filling of one root canal - 75% of charge | |
| Orthodontic | 12 | $800 per person $3,200 lifetime limit | Braces for upper & lower teeth, including removal plus fitting of retainer - 100% of charge |
| Optical | 6 | $320 per person | Single vision lenses & frames - 100% of charge Multi-focal lenses & frames - 100% of charge |
| Non PBS pharmaceuticals | 2 | $700 per person (combined limit for non pbs pharmaceuticals, psychology, audiology, dietetics/dietary advice, eye therapy (orthoptics), occupational therapy, speech therapy & vaccinations) | Per eligible prescription - 75% of charge |
| Physiotherapy | 2 | $800 per person (combined limit for physiotherapy, chiropractic, exercise physiology & osteopathy) | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Chiropractic* | 2 | Initial visit - 75% of charge Subsequent visit - 75% of charge | |
| Podiatry | 2 | $300 per person (combined limit for podiatry, acupuncture, remedial massage & orthotics (podiatric orthoses)) | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Psychology | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Acupuncture | 2 | Combined limit - see Podiatry | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Remedial massage | 2 | Combined limit - see Podiatry | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Hearing aids* | 12 | $1,000 per person (combined limit for hearing aids & blood glucose monitors) | Hearing aid - 75% of charge |
| Blood glucose monitors* | 12 | Per monitor - 75% of charge | |
| Audiology | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Dietetics/dietary advice | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Exercise physiology | 2 | Combined limit - see Physiotherapy | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Eye therapy (orthoptics) | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Health management / Healthy lifestyle | 6 | $250 per person | Health management - 75% of charge |
| Occupational therapy | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Orthotics (podiatric orthoses)* | 12 | Combined limit - see Podiatry | Orthotics supply & fit - 75% of charge |
| Osteopathy | 2 | Combined limit - see Physiotherapy | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Speech therapy | 2 | Combined limit - see Non PBS pharmaceuticals | Initial visit - 75% of charge Subsequent visit - 75% of charge |
| Vaccinations* | 0 | Combined limit - see Non PBS pharmaceuticals | Per service - 75% of charge |
| Annual benefit limits apply per calendar year. Myotherapy - 75% per consultation, maximum $300 per person (combined limit - see Podiatry), 2 month waiting period. Braces, Splints and Garments - up to 75% of the cost, maximum $300 per person (combined limit - see Podiatry), 12 month waiting period. Devices and aids: Asthma pumps, Peak flow meters, Blood pressure monitors, Tens machines, CPAP/BPAP devices, Non-surgical prosthesis - up to 75% of cost, maximum $1000 per person (combined limit - see Blood glucose monitors), 12 month waiting period. Benefit for each item is payable every 2 calendar years (does not apply to wigs). Wheelchairs and crutches - up to 75% of cost, maximum $1000 per person (combined limit - see Blood glucose monitors), 2 months waiting period. There are Preventative Health Services available on this cover. Please refer to the product Fact Sheet or contact Australian Unity for further details. | |||
| Other treatments - check with your insurer |
Ambulance cover is provided by the State government for residents of Tasmania. This may include cover whilst interstate, except for South Australia and Queensland where no cover applies. In other states please check with Ambulance Tasmania - https://www.health.tas.gov.au/ambulance/fees_and_accounts.
Some authorities provide certain ambulance services at no cost to eligible residents. Refer to your local ambulance provider for more information. Australian Unity won't pay a Benefit if you're eligible to claim from, or are covered by, another source. Australian Unity doesn't pay a benefit towards ambulance subscription services. If you’re not covered, this cover includes emergency ambulance to hospital, if transport is coded and invoiced as emergency transport by a state/territory ambulance service/authority. Call-out fees where you're not taken to hospital are limited to 2 ambulance attendances per person per calendar year. This cover doesn't include non-emergency ambulance transportation
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.