(before any rebate or insurer discount)
Covers two adults & dependants (3 or more people, only 2 of whom are adults)
Available in Northern Territory
# You may be entitled to an Australian Government rebate on the above premium. Your premium may also include an insurer discount. Check with your insurer for details.
This policy covers children and other dependants up to and including the age of 20, students up to and including the age of 30, as well as persons with a disability who qualify as a child or other dependant or student in these age ranges.
Membership of this insurer is restricted to current or former members of the ADF and the Defence community and their families.
This health insurer does not operate a preferred provider scheme.
| Treatment | Waiting period (months) | Benefit limits (per 12 months unless otherwise stated) | Examples of maximum benefits |
|---|---|---|---|
| General dental | 2 | $300 per person | Periodic oral examination - $30.80 Scale & clean - $60.40 Fluoride treatment - $16.40 |
| Physiotherapy | 2 | $200 per person (combined limit for physiotherapy, chiropractic & osteopathy) | Initial visit - $82.00 Subsequent visit - $67.00 |
| Chiropractic | 2 | Initial visit - $55.00 Subsequent visit - $36.00 | |
| Osteopathy | 2 | Initial visit - $67.00 Subsequent visit - $54.00 | |
| Benefits covered for Online Cognitive Behavioural Therapy Courses, up to $50 per person, per benefit year. | |||
| Acupuncture | Major dental | Podiatry |
| Blood glucose monitors | Non PBS pharmaceuticals | Psychology |
| Endodontic | Optical | Remedial massage |
| Hearing aids | Orthodontic | Other treatments - check with your insurer |
Benefits covered for Online Cognitive Behavioural Therapy Courses, up to $50 per person, per benefit year, refer to Product Guide for further information.
In Northern Territory this policy provides:
Emergency: Unlimited with a waiting period of 2 months.
Non-emergency: Unlimited transport with a waiting period of 2 months.
Call-out fees: will be paid for each attendance, including emergency treatment without transport to hospital.
Comprehensive cover for ambulance services by state-appointed ambulance providers across Australia. This includes emergency services, non-emergency dispatch, mobile intensive care and air and sea ambulance services. Non-emergency services are those that are classed as clinically necessary; for example, you need to be monitored by a paramedic during transport. Patient transfer services and transport services by Patient Transport vehicles are not ambulance services and are not claimable.
The information contained in this Private Health Information Statement was provided by the insurer and is intended as general information. It may not take into account your particular circumstances. For information please contact the insurer.
For information on what is covered under each category, see https://www.privatehealth.gov.au/categories
Restricted categories partially cover your hospital costs as a private patient in a public hospital. You may incur significant expenses in a private room or private hospital.
These categories are not covered by this policy.