Transport Health - a division of The Hospitals Contribution Fund (TFS)
Transport Health is a health insurer with a long history of providing value for money health insurance for all our members. Established in 1888, our health plans provide cover against the cost of hospital treatment and many ancillary services, including dental, optical, physiotherapy and chiropractic.
Transport Health - a division of The Hospitals Contribution Fund provide further information regarding:
This fund has agreements with some private hospitals or day surgeries to provide services at low or no out-of-pocket costs. You can see Agreement Hospitals for this insurer and further details are available from the insurer.
This insurer operates on a for-profit basis.
Transport Health - a division of The Hospitals Contribution Fund operates in all states and territories.
The Private Health Insurance Ombudsman prepares an annual report on the service delivery and performance of Australian health insurers. The following is a selection of statistics about this health insurer - the full report and an explanation of these figures is available from the Ombudsman's website. Please note information is not provided for some insurers in some states, as there are insufficient numbers reported to APRA for states in which the insurer does not have a large membership.
|Ombudsman complaints compared to market share|
|All complaints||0.4%||<0.1% market share|
|Health Insurer Retention and Finances||Industry result|
|Member retention (hospital cover)||77%||86%|
|Benefits as % of contributions||79.4%||85.4%|
|Management expenses % of contribution income||14.3%||9.5%|
|Management expenses per average policy||$554||$358|
|Hospital Related Charges Covered||86.5%||88.0%||93.4%||88.7%||83.6%||87.4%||87.6%||-||92.6%|
|Medical Services with No Gaps||60.9%||88.7%||89.5%||88.4%||89.6%||83.7%||83.3%||-||89.4%|
|Medical Services with No or Known Gaps||100%||96.0%||98.2%||98.8%||99.5%||100%||100%||-||98.2%|
|General Treatment (extras) Covered||38.1%||47.3%||53.5%||48.5%||49.8%||47.9%||44.9%||49.5%||51.6%|
|Private Hospital Agreements||5||98||76||51||20||22||5||2||-|
|Day Hospital Agreements||8||88||69||46||27||21||6||1||-|