CDH Benefits Fund (CDH)

CDH Benefits Fund has operated for over 50 years, providing singles and families with cost effective health cover. CDH has always aimed at providing quality health cover at the lowest contribution rates possible. You'll find that a comparison between our rates and services and those of other private health funds clearly demonstrates that CDH Benefits Fund delivers on both price and services. Our objective is to save you money on private health insurance and we do everything in our power to acheive this. So if you're currently with another health fund and are not happy with the price you're paying or the services you're receiving, why not give us a call today?.
This information is provided by the fund

CDH Benefits Fund provide further information regarding Agreement hospitals .

Agreement Hospitals

This fund has agreements with some private hospitals or day surgeries to provide services at low or no out-of-pocket costs. You can view Agreement Hospitals for this fund in your region and further details are available from the fund.

Business Structure

This insurer is a mutual organisation that operates on a not-for-profit basis.

CDH Benefits Fund operates in all states and territories.

Performance

The Private Health Insurance Ombudsman prepares an annual report on the service delivery and performance of Australian health funds. The following is a selection of statistics about this health fund - the full report and an explanation of these figures is available from the Ombudsman's website. Please note information is not provided for some funds in some states, as there are insufficient numbers reported to APRA for states in which the fund does not have a large membership.

Performance Fund Industry
Benefits as a % of contributions 98.6% 87.1%
Management expenses (% cont) 11.2% 8.5%
Management expenses (average policy) $407 $276
Surplus -9.8% 4.4%
Member retention (%) 89.5% 84.8%
Coverage ACT NSW VIC QLD SA WA TAS NT
Hospital Related Charges Covered - 96.7% 93.7% 93.9% 92.4% 79.1% 90.1% -
Industry Result 82.4% 89.9% 93.0% 90.7% 95.1% 93.7% 93.8% 88.4%
Medical Services with No Gaps - 90.7% 65.9% 82.1% 56.4% 35% 74.4% -
Industry Result 77.6% 89.6% 89.5% 86.9% 90.8% 83.4% 89.3% 77.5%
Medical Services with No or Known Gaps - 98.6% 95.3% 94.7% 84.0% 90% 93.0% -
Industry Result 84.8% 91.7% 94.0% 90.2% 95.9% 94.2% 94.1% 87.9%
General Treatment (extras) Covered 43.4% 38.2% 39.5% 23.3% 52.4% 47.5% 35.4% -
Industry Result 47.5% 51.2% 52.5% 54.4% 56.1% 56.1% 53.5% 56.3%
Private Hospital Agreements 4 72 71 39 21 16 5 1
Industry Maximum 6 97 78 53 29 21 6 2
Day Hospital Agreements 3 32 46 23 7 8 2 0
Industry Maximum 9 91 73 47 25 24 7 1
Share of PHIO complaints Compared to fund's market share
Benefit Complaints - <0.5%
Service Complaints -
All Complaints 0%
Investigations 0%
Address
CDH Benefits Fund
151-153 Vincent Street
Cessnock
NSW  2325


Phone: 02 4990 1385
Email: enquiries@cdhbf.com.au
Website: http://www.cdhbf.com.au

To view a list of CDH Benefits Fund products, please complete the following:

Policies

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